My Benefits

Created by Nica Naraja, Modified on Tue, 13 Jun, 2023 at 4:39 PM by Nica Naraja


My Benefits dashboard gives you a quick overview of all your active loans.


Advanced Wages

Quick summary of your advanced wages made. 

See Advanced Wages article for more info.

My Benefits

Shows all your current active loan installments such Social Security Loans, Pag-IBIG Loans, and Company Loans.

Click the current loan to see full details.

Loan details are

  • Loan Amount - amount borrowed
  • Drawdown Date - date on which funds are borrowed under a loan agreement
  • Maturity Date - exact date that loan is expected to make final repayment
  • Tenor - length of time until the loan is due
  • Yearly Interest Rate - applied annual interest rate by selected loan type
  • Fees - applied fees by selected loan type
  • Default Interest Rate - higher interest rate which payable if the "borrower" fails to fulfil its obligation
  • Installment Amount - fixed amount of money that must be repaid with regularly scheduled payments
  • Installment Period - refers to the scheduled payments as provided in loan agreement
  • Number of Installments - refers to the number of times you must repay the loan
  • Wage to Installment Ratio - the percentage of your monthly gross income that goes toward paying your debts
  • Attachments - any documentation uploaded for your loan

Loan details depends on which Loan Type you selected.

Installment section provides you more information of your repayments.

  • Payment Date - date on which any principal of or interest shall be due and payable
  • Due Date - indicates when the payment is expected and can result in a variety of different penalties in the case that the date passes without the specified payment being made
  • Principal - initial amount of money you borrowed from a lender when you first took the loan
  • Outstanding - balance you owe on any debt that incurs interest
  • Installment Amount - fixed amount of money that must be repaid with regularly scheduled payments
  • Status - if your installments is Pending, Paid, Due, Default

To easily monitor your installments, click "Filter" to see particular status. Click "Export" to download report.

Requesting a Loan

Conveniently request a loan from the web app.


Step 1: Request Loan

Step 2: Choose available Loan Type

Loan Types are pre-established in the system. Contact your Company Administrator if you don't find a loan type you wish to request.

Step 3: Complete the loan details 

Add an attachment to support your request.

Step 4: Confirm your loan

Make sure to review your loan details and installments prior confirming.

That's it! You have successfully requested your loan.

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