>>Benefits

My Benefits dashboard gives you a quick overview of all your active loans.

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Advanced Wages

Quick summary of your advanced wages made. 

See Advanced Wages article for more info.

My Benefits

Shows all your current active loan installments such Social Security Loans, Pag-IBIG Loans, and Company Loans.

Click the current loan to see full details.

Loan details are

• Loan Amount - amount borrowed
• Drawdown Date - date on which funds are borrowed under a loan agreement
• Maturity Date - exact date that loan is expected to make final repayment
• Tenor - length of time until the loan is due
• Yearly Interest Rate - applied annual interest rate by selected loan type
• Fees - applied fees by selected loan type
• Default Interest Rate - higher interest rate which payable if the "borrower" fails to fulfil its obligation
• Installment Amount - fixed amount of money that must be repaid with regularly scheduled payments
• Installment Period - refers to the scheduled payments as provided in loan agreement
• Number of Installments - refers to the number of times you must repay the loan
• Wage to Installment Ratio - the percentage of your monthly gross income that goes toward paying your debts
• Attachments - any documentation uploaded for your loan

Loan details depends on which Loan Type you selected.

Installment section provides you more information of your repayments.

• Payment Date - date on which any principal of or interest shall be due and payable
• Due Date - indicates when the payment is expected and can result in a variety of different penalties in the case that the date passes without the specified payment being made
• Principal - initial amount of money you borrowed from a lender when you first took the loan
• Outstanding - balance you owe on any debt that incurs interest
• Installment Amount - fixed amount of money that must be repaid with regularly scheduled payments
• Status - if your installments is Pending, Paid, Due, Default

To easily monitor your installments, click "Filter" to see particular status. Click "Export" to download report.

Requesting a Loan

Conveniently request a loan from the web app.

Steps

Step 1: Request Loan

Step 2: Choose available Loan Type

Loan Types are pre-established in the system. Contact your Company Administrator if you don't find a loan type you wish to request.

Step 3: Complete the loan details 

Add an attachment to support your request.

Step 4: Confirm your loan

IMPORTANT
Make sure to review your loan details and installments prior confirming.

That's it! You have successfully requested your loan.